This topic got me thinking. I bank with one of the big national banks and have several accts with them.
Went in to ask them if they could waive ATM fees out of network and was told one of my accts was available for that, but only twice per month and, only for their bank's ATM fees... meaning the casino ATM fee can't be waived.
FWIW, regional banks and brokerage house accts (e.g. Schwab) do reimburse all ATM fees.
In Vegas, and especially at Cherokee, I have heard people tell their significant others to hit the atm for another $100. I am left wondering how many times during the day/night they make these $100 withdrawals? And paying those fees each time.
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It's interesting that we all have such different methods of handling our gambling moolah. I hesitate to get involved with any of the Echecks or lines of credit or anything directly through the casino as I really don't want them to have access to my financial info. It just makes me uncomfortable, not to mention that DH is quite opposed to gambling, so I don't want any of that stuff showing up anywhere he would see it
I had one ATM card for years, but one stupid pathetic dumbass time I left the ATM in my car in NH on one of my longer trips (San Fran, Reno, Vegas & San Antonio) were I had planned to stock up on money along the way. Thank God I use a Federal Credit Union, and was able to get to a FCU in Reno where with my ID and account number, I got a fistful of dollars. Since then, I added a Visa from the CU that has direct access to my checking so I can get $ on that if I lose my ATM card or it malfunctions. That one stays in the safe with my passport (I am getting the passport card when I renew this month) & $100 in case I ever lose my purse. That way I have ID, a wee bit of cash, a CC and access to more cash to get my ass home without a big hassle.